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How to make your money s-t-r-e-t-c-h
Everything has gone up, and by everything, I mean EVERYTHING. I have read a lot of posts asking for tips and ideas on how to increase income or make budgets stretch. Just recently a mom said that she would go to the shops with R300 and bring barely anything back home. Now is the time…
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Becoming a Financially Savvy Mom
When our children are born and we look at their sweet, innocent faces; we want to give them the world – and that is a good thing! However, we must ensure that in ‘giving them the world’ we are not modelling unwise financial choices. Sumayya Davenhill, Head of Marketing (M&G Investments) said the following: As…
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Making Black Friday and Cyber Monday work for you!
Would you like to know how to use Black Friday and Cyber Monday to your advantage, in the easiest way possible? It will help you to save on Christmas gifts or help you save more for your end of year Holiday by spending less on what you really need. How do you know what you…
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Closet Smart
Are you guilty of this? Buying things simply because they are on sale, buying things because the price is really, really low or buying things because they are “in fashion” even though they do not suit you or your body type? The plan is: Be Frugal but do not buy clothes based on Price Tag.…
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Christmas Shopping
With just 11 days until Christmas, I thought I would share some tips on how to do that (sometimes) dreaded Christmas Shopping. I love Christmas, it is a beautiful time of the year where everyone is generally a little nicer, kinder and reflective…however, shopping for those Christmas “Prezzies” can be quite a task! Firstly, set…
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Get your Family out of Debt
It’s easy & difficult to get into debt. Financial services companies suggest you borrow only enough than you can reasonably expect to repay. But sometimes unexpected expenses can make it more difficult to climb out of debt to get you back on track. Some people stay in debt because they’re not sure what to do.…
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Budget Meals…
…that taste good and go far. OSTRICH BURGER This is one of the higher end budget meals but is a healthy alternative to your usual Red Meat meal as Ostrich is an extremely low fat meat. Make it healthier by using wholewheat rolls. Main Ingredients 5 rolls 125 ml chakalaka 3 tomatoes, sliced 2 baby gem lettuces…
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10 Easy ways to save money
Here are 10 more Easy tips to save money (visit https://familytreasures.co.za/2010/04/10-fun-ways-to-survive-the-recession to see 10 Fun ways to survive the recession) Shop at a farmers / local market. The items available are more affordable and are usually healthier & preservative-free! Eat in and only go to restaurants when it is a very special occasion. If you work, bring…
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Birthday Budgets
Teaching your children how to use money wisely is one of the best life skills that you can teach them. Giving them a “Birthday Budget” is a great way to teach your children how to live within their means. For your child’s next birthday, tell them that they can spend X amount on their entire birthday. They…
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10 Fun ways to survive the recession
I know the recession has affected most of us in one way or another. I think it has also been a blessing as it has brought some families closer together. For others it has not been so rosy. So I thought I would share some fun ways to “survive” the recession: Watch out for deals on things…
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Soccermom aupair & transport franchise opportunity
Pretoria, Johannesburg and Cape Town Franchises already sold! Following the implementation of Soccermom’s innovative business initiative, and its success in helping many families with transport throughout Gauteng, the company is looking to expand its business into the rest of South Africa, by franchising nationwide. Soccermom is offering the opportunity to potential franchisees to own and…
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Start your own business in Direct Selling
Avon South Africa – Perfumes, Cosmetics and More. Contact Julie julies@avon.co.za (Cape Town) for more information
Hello, I’m Denise
Our blog is all about the joys we share as a family, including all those experiences we have with friends who are like family. The ups and the downs, getting creative and feeding our souls, travelling and exploring, dancing in the rain and taking time to remember what matters most. Please join me on my journey as I gather some family treasures and share them with you!
